[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dagis.cz\/neudelejte-zbytecnou-chybu\/#Article","mainEntityOfPage":"https:\/\/www.dagis.cz\/neudelejte-zbytecnou-chybu\/","headline":"Neud\u011blejte zbyte\u010dnou chybu","name":"Neud\u011blejte zbyte\u010dnou chybu","description":"\u010casto si lid\u00e9 p\u016fj\u010duj\u00ed pen\u00edze, a a\u010d se to zd\u00e1 zpo\u010d\u00e1tku jako ten nejlep\u0161\u00ed n\u00e1pad, postupem \u010dasu dojdou pen\u00edze nebo se lid\u00e9 dostanou do jin\u00e9 finan\u010dn\u00ed situace a probl\u00e9m je<p><a href=\"https:\/\/www.dagis.cz\/neudelejte-zbytecnou-chybu\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\">Neud\u011blejte zbyte\u010dnou chybu<\/span><\/a><\/p>","datePublished":"2017-06-01","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.dagis.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.dagis.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/40b5f3ce562f556955b189273c919e65fd2efecc17411a60d9172af88d0e5d58?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/40b5f3ce562f556955b189273c919e65fd2efecc17411a60d9172af88d0e5d58?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dagis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dagis.cz\/wp-content\/uploads\/img_a292748_w2269_t1505156924.jpg","url":"https:\/\/www.dagis.cz\/wp-content\/uploads\/img_a292748_w2269_t1505156924.jpg","height":0,"width":0},"url":"https:\/\/www.dagis.cz\/neudelejte-zbytecnou-chybu\/","about":["Ekonomika"],"wordCount":366,"articleBody":"          \u010casto si lid\u00e9 p\u016fj\u010duj\u00ed pen\u00edze, a a\u010d se to zd\u00e1 zpo\u010d\u00e1tku jako ten nejlep\u0161\u00ed n\u00e1pad, postupem \u010dasu dojdou pen\u00edze nebo se lid\u00e9 dostanou do jin\u00e9 finan\u010dn\u00ed situace a probl\u00e9m je na sv\u011bt\u011b. V\u0161echno v \u017eivot\u011b b\u00fdv\u00e1 o komunikaci, a tady je to stejn\u011b tak. Ur\u010dit\u011b nesm\u00edte ud\u011blat tu chybu, \u017ee budete sv\u016fj probl\u00e9m dr\u017eet v tichosti p\u0159ed bankou, proto\u017ee to v\u00e1s dovede zaru\u010den\u011b jen k tomu, \u017ee se dostav\u00ed sankce a pak t\u0159eba i exekutor. Je nutno si domluvit odklad spl\u00e1tek, a v\u011b\u0159te, \u017ee to nemus\u00ed b\u00fdt v\u017edy tak slo\u017eit\u00e9, jak se to m\u016f\u017ee na prvn\u00ed pohled zd\u00e1t. N\u011bkdy jsou banky ochotny i prodlou\u017eit spl\u00e1tkov\u00fd kalend\u00e1\u0159, proto\u017ee um\u00ed ocenit to, \u017ee jim v\u0161e \u0159eknete na rovinu a nesna\u017e\u00edte se vyh\u00fdbat sv\u00e9 povinnosti. Mnoha lidem se ji\u017e stalo, \u017ee banka odprodala pohled\u00e1vky specializovan\u00e9 spole\u010dnosti, kter\u00e1 pak m\u011bla na starost vym\u00e1h\u00e1n\u00ed \u010d\u00e1stky na klientovi. A\u0165 u\u017e se va\u0161e finan\u010dn\u00ed situace zhor\u0161\u00ed kv\u016fli ztr\u00e1t\u011b zam\u011bstn\u00e1n\u00ed nebo pro dlouhodobou nemoc, nen\u00ed na\u010d \u010dekat, naopak je nutno jednat okam\u017eit\u011b, dokud se d\u00e1 v\u0161echno \u0159e\u0161it. Komunikace je to nejd\u016fle\u017eit\u011bj\u0161\u00ed Pokud se z klienta stane neplati\u010d https:\/\/www.hypotekybezregistru.cz\/a7-neplatici-hypotek-musi-predem-pocitat-s-problemy\/, mus\u00ed o\u010dek\u00e1vat pot\u00ed\u017ee dop\u0159edu. Banka toti\u017e m\u016f\u017ee v takov\u00e9m p\u0159\u00edpad\u011b p\u0159istoupit na p\u0159ivol\u00e1n\u00ed exekutor\u016f a t\u00edm i k dra\u017eb\u011b klientovy nemovitosti. Bez dohodnut\u00e9ho spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e, respektive upraven\u00e9ho spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e, nem\u016f\u017ee nic fungovat d\u00e1l. Pokud k tomu nedojde, ur\u010dit\u011b se mus\u00ed po\u010d\u00edtat s nemalou sankc\u00ed, kter\u00e1 bude v p\u0159\u00edpad\u011b dal\u0161\u00edho neplacen\u00ed vym\u00e1h\u00e1na inkasn\u00ed agenturou. Pokud to dojde tak daleko, banka s v\u00e1mi p\u0159estane komunikovat a na \u0159ad\u011b jsou pouze osoby ze zm\u00edn\u011bn\u00e9 agentury. Klientovo chov\u00e1n\u00ed a p\u0159\u00edstup se \u010dasto m\u011bn\u00ed ve vyjedn\u00e1v\u00e1n\u00ed, proto\u017ee zm\u011bna v\u011b\u0159itele b\u00fdv\u00e1 hodn\u00e1 zaleknut\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  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